:root {
  --ink: #0c1118;
  --ink-2: #151d28;
  --gold: #c5a15a;
  --gold-light: #e4cc92;
  --cream: #f5f1e8;
  --white: #ffffff;
  --muted: #aab2bf;
  --line: rgba(197, 161, 90, .35);
  --max: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--cream);
  background:
    radial-gradient(circle at 10% 5%, rgba(197,161,90,.10), transparent 27rem),
    linear-gradient(180deg, #090d13 0%, #111925 100%);
  line-height: 1.65;
}
a { color: var(--gold-light); }
a:hover { color: var(--white); }
.wrap { width: min(calc(100% - 40px), var(--max)); margin: 0 auto; }

.site-header {
  position: sticky; top: 0; z-index: 10;
  backdrop-filter: blur(12px);
  background: rgba(8, 12, 18, .88);
  border-bottom: 1px solid var(--line);
}
.nav {
  min-height: 76px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px;
}
.brand {
  text-decoration: none;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.05rem;
  color: var(--white);
}
.brand span { color: var(--gold); }
.nav-links { display: flex; gap: 22px; align-items: center; flex-wrap: wrap; }
.nav-links a {
  color: var(--cream); text-decoration: none; font-size: .92rem;
}
.nav-links a:hover { color: var(--gold-light); }

.hero {
  padding: 120px 0 94px;
  border-bottom: 1px solid var(--line);
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute; right: -90px; top: 30px;
  width: 350px; height: 350px;
  border: 1px solid rgba(197,161,90,.25);
  transform: rotate(45deg);
}
.eyebrow {
  color: var(--gold-light);
  text-transform: uppercase;
  letter-spacing: .18em;
  font-size: .78rem;
  font-weight: 700;
}
h1, h2, h3 {
  font-family: Georgia, "Times New Roman", serif;
  line-height: 1.16;
  color: var(--white);
  font-weight: 500;
}
h1 { max-width: 850px; font-size: clamp(2.7rem, 6vw, 5.6rem); margin: 16px 0 24px; }
h2 { font-size: clamp(2rem, 3.4vw, 3.3rem); margin: 0 0 18px; }
h3 { font-size: 1.42rem; margin-top: 0; }
.lead { max-width: 760px; font-size: 1.18rem; color: #d6dbe3; }
.actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 34px; }
.button {
  display: inline-block;
  padding: 13px 21px;
  border: 1px solid var(--gold);
  border-radius: 3px;
  text-decoration: none;
  font-weight: 700;
  letter-spacing: .03em;
}
.button.primary { background: var(--gold); color: var(--ink); }
.button.secondary { color: var(--gold-light); background: transparent; }

section { padding: 78px 0; }
.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.card {
  background: rgba(255,255,255,.035);
  border: 1px solid var(--line);
  padding: 28px;
  border-radius: 4px;
}
.card p { color: #c9d0da; margin-bottom: 0; }
.number { color: var(--gold); font-size: .82rem; letter-spacing: .12em; font-weight: 700; }

.band {
  background: var(--cream);
  color: var(--ink);
}
.band h2, .band h3 { color: var(--ink); }
.band a { color: #6f5117; }

.content {
  max-width: 850px;
  padding: 72px 0 100px;
}
.content h1 { font-size: clamp(2.4rem, 5vw, 4.3rem); }
.content h2 { font-size: 1.8rem; margin-top: 46px; }
.content h3 { margin-top: 30px; }
.content p, .content li { color: #d4dae3; }
.content .updated { color: var(--gold-light); }
.notice {
  border-left: 3px solid var(--gold);
  background: rgba(197,161,90,.08);
  padding: 18px 20px;
  margin: 24px 0;
}
.band .notice { background: rgba(12,17,24,.06); }
.policy-list li { margin: 9px 0; }

.form-shell {
  max-width: 760px;
  background: rgba(255,255,255,.04);
  border: 1px solid var(--line);
  padding: 32px;
  border-radius: 4px;
}
label { display: block; font-weight: 700; margin: 18px 0 7px; }
input, textarea {
  width: 100%; padding: 13px 14px;
  border: 1px solid #556170;
  border-radius: 3px;
  color: var(--white);
  background: #0b111a;
  font: inherit;
}
textarea { min-height: 140px; resize: vertical; }
.checkbox {
  display: grid;
  grid-template-columns: 22px 1fr;
  gap: 10px;
  align-items: start;
  margin-top: 22px;
}
.checkbox input { width: auto; margin-top: 6px; }
.disclosure { color: #cbd2dc; font-size: .9rem; }
.small { font-size: .86rem; color: var(--muted); }

footer {
  border-top: 1px solid var(--line);
  padding: 34px 0 50px;
  color: var(--muted);
}
.footer-grid { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.footer-links { display: flex; gap: 18px; flex-wrap: wrap; }

@media (max-width: 800px) {
  .nav { align-items: flex-start; padding: 18px 0; flex-direction: column; }
  .grid { grid-template-columns: 1fr; }
  .hero { padding: 82px 0 68px; }
  section { padding: 58px 0; }
}